![]() Should the Credit cardholder decide to terminate the SIP transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% on the principal amount. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.Į. 100% Bonus Madness Limit is only applicable to installment transactions.įirst monthly amortization will be posted to the BPI Credit cardholder’s account up to 3 months later from date of purchase. Approved installment transaction will automatically be deducted from the Madness limit. Qualified Credit cardholders with good credit standing will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Up to 100% bonus madness limit for qualified BPI Credit Cardholders Cardholder can choose to avail of the other S.I.P. All installment transactions are subject to BPI’s approval.ĭ. Sale and/or promotional items may not be included.Ĭ. The installment terms may be available on all regular priced items. ![]() (Minimum spend requirement varies per merchant)ī. The SIP Real 0% installment terms may be available for a minimum single-receipt purchase requirement of Php 3,000. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (S.I.P.):Ī. This allows cardholders to avail of up to 24 months Real 0% installment at Merchant. ![]() BPI Credit cardholders are entitled to avail of Real 0% Special Installment Plan (S.I.P.) Program. *Note: eCredit Mastercard is available only for installment purchases made online at participating merchants.Ģ. ![]() The Program is open to all BPI Credit cardholders in good standing with any of the following participating cards: ![]()
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